The Tide Has Turned...
October 12th 2010 00:07
So, if you haven't already read the last post, I am the new "Reality Mom" Blogger. I am "Luke's Mom" and live in California. I am a first time mom to a 9 month old baby boy. I ended quitting my job to stay home full time with my little guy. Things are really tight, but we are making it work and I am using my creative abilities to the fullest! Mother is the necessity of invention, as they say!
Ok, with that, today I am a little stressed. Money never really stressed me out at much as it does now. We are literally living paycheck to paycheck and try our hardest not to dip into savings. This week we are officially broke and I had the last $20 in my wallet to last until my husband gets paid on Friday. The plan was to take my son to his 9 month "Well-Baby" visit = $5 co-pay and then give the $15 to my hubby for gas. Well, that didn't go as planned. Sometimes I have this problem where my brain does the thinking, but my mouth doesn't want to do any speaking. Today was one of those days. When I went to check in at the doctor's office, the lady said it would be $20. Did I bother to speak up and say "I thought it was $5"? No. Did I have this gnawing feeling in my stomach saying something wasn't right? Yes. So, when I got home, I called Kaiser and asked them how much my co-pay is. She said its $5 until he is 23 months old. Nice. I had no idea. See, I am new to Kaiser (as you can read in one of my previous posts, along with leaving my job, I had to leave my precious PPO). Anyhoo, the lady proceeded to ask me why I didn't say anything. "I don't know!" I told her. And who is SHE for scolding me?? I felt enough like a loser, that I didn't need her adding to it. So, in the end I have to wait 4-6 weeks for my $15. She did say she filed a complaint on behalf of my son b/c of this. Mind you he is 9 months. ha-ha! She told me to ask for a manager the next time that happens. Sure. Ok, mom.
So this put a damper on my day. Then I come to find out I almost over drew our checking account b/c we have our homeowners insurance payment due today. But luckily, I caught that one and transferred money over. Whew. This day has given me more heart palpitations!
This all just makes me realize that I am so grateful for the little things. My husband is a salesman, and he keeps re-assuring me that Oct, Nov, and December are his busiest months and things will be better. I know, and we put our trust in God and we have always made ends meet. I am just so used to working outside of the home and bringing home a paycheck that this struggle is still a little new to me. I feel a lot better writing this out too. I know everyone has their own money struggles and I am not alone
Ok, with that, today I am a little stressed. Money never really stressed me out at much as it does now. We are literally living paycheck to paycheck and try our hardest not to dip into savings. This week we are officially broke and I had the last $20 in my wallet to last until my husband gets paid on Friday. The plan was to take my son to his 9 month "Well-Baby" visit = $5 co-pay and then give the $15 to my hubby for gas. Well, that didn't go as planned. Sometimes I have this problem where my brain does the thinking, but my mouth doesn't want to do any speaking. Today was one of those days. When I went to check in at the doctor's office, the lady said it would be $20. Did I bother to speak up and say "I thought it was $5"? No. Did I have this gnawing feeling in my stomach saying something wasn't right? Yes. So, when I got home, I called Kaiser and asked them how much my co-pay is. She said its $5 until he is 23 months old. Nice. I had no idea. See, I am new to Kaiser (as you can read in one of my previous posts, along with leaving my job, I had to leave my precious PPO). Anyhoo, the lady proceeded to ask me why I didn't say anything. "I don't know!" I told her. And who is SHE for scolding me?? I felt enough like a loser, that I didn't need her adding to it. So, in the end I have to wait 4-6 weeks for my $15. She did say she filed a complaint on behalf of my son b/c of this. Mind you he is 9 months. ha-ha! She told me to ask for a manager the next time that happens. Sure. Ok, mom.
So this put a damper on my day. Then I come to find out I almost over drew our checking account b/c we have our homeowners insurance payment due today. But luckily, I caught that one and transferred money over. Whew. This day has given me more heart palpitations!
This all just makes me realize that I am so grateful for the little things. My husband is a salesman, and he keeps re-assuring me that Oct, Nov, and December are his busiest months and things will be better. I know, and we put our trust in God and we have always made ends meet. I am just so used to working outside of the home and bringing home a paycheck that this struggle is still a little new to me. I feel a lot better writing this out too. I know everyone has their own money struggles and I am not alone
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